How to Build Better Digital Habits Phones, apps, and notifications make everyday life more convenient, but they can also consume more time than expected. The average American spends more than 4 hours a day on a smartphone. Better digital habits do not require giving up technology. Small changes can help you stay focused, protect your time, and use your devices more intentionally. Key...
2026
Keep More Cash in Your Pocket with Simple Moves Saving money feels harder when prices keep climbing. Yet small, steady changes still add up fast. Americans are saving less than they did five years ago. This guide breaks down simple, proven ways to keep more cash in your pocket. Key saving statistics Saving rate fell to 3.6% (Dec 2025) · down from 31.8% peak (Apr 2020). Fed rate at...